Real Estate Hive

Cooling Off Period
in Victoria

Stepping into the
Victoria Property Market?

Whether you’re a first-time buyer or a seasoned investor, understanding the subtleties of the cooling off period in real estate can make a world of difference.
What Exactly Is a Cooling Off Period for Real Estate in VIC?
In essence, the cooling off period in Victoria is your chance to take a step back, breathe and reassess your decision after signing a property contract. Often, in the excitement of potentially owning a new property, we can get swept away by emotions. This law ensures you can reflect on your decision and, if necessary, back out with minimal repercussions.
Understanding the weight of a property transaction, the state of Victoria gifts buyers a three clear business day window post-contract signing. It’s more than just a grace period; it’s your opportunity to consult with experts, reevaluate your financial commitments and ensure you’re 100% behind your decision.

More Things
You Should Know

Are there any exceptions to this rule?

Like many laws, this one isn’t absolute. There are specific scenarios where the cooling off period doesn’t hold ground:

  • If your property sale is three business days before or after a publicly advertised auction, the cooling off period doesn’t come into play.
  • Did you previously negotiate with the same parties for the same property? That previous interaction removes the cooling-off privilege for subsequent discussions.
  • If you’re an estate agent or making the purchase via a corporate entity, like a company, the cooling off period is null.
Do you have a unique situation? It’s best to contact our real estate experts in Victoria to help guide your journey.

It might sound counterintuitive, but there are moments when waiving the cooling off period is a strategic move. In hyper-competitive property markets, relinquishing this safety period can make your bid more enticing to sellers. But remember that it’s a decision loaded with risk, as you’re trading away a valuable protective right.

Terminating a property sale after the cooling-off window can be complex and costly. However, there might be some lifelines:

  • Confirm if your offer was indeed the one accepted by the vendor or if they countered. That detail could help you terminate a contract after a cooling off period.
  • Dive into the contract’s nuances. Is there a clause or condition that might be your exit ticket
  • Sometimes, a technical error or oversight can come to your rescue.
  • If the Section 32 vendor statement holds discrepancies, it could question the sale’s legitimacy.

However, navigating these waters requires expertise. So, if you’re facing the same situation, promptly seeking legal counsel is your best bet to ensure minimal fallout.

Once the three-day window wraps up, the contractual obligations solidify. If you’ve done your due diligence and are content with your decision, the property journey ahead is straightforward. However, should doubts persist after this window, retreating becomes more complex and potentially costlier.

It’s essential to realise that the countdown begins the instant the purchaser puts pen to paper, irrespective of when the vendor reciprocates. Even if the vendor signs the contract of sale days later, that doesn’t influence this timeline.

Opting to change lanes during the cooling off period does come with a price tag. Victoria mandates that those who back out pay the greater sum of either $100 or 0.2% of the property’s purchase price. Think of it as a minor inconvenience fee for the vendor, who now must restart their selling process.

HOW LONG IS
THE COOLING OFF PERIOD IN VIC?

0 Days

Steps to Cancel
During the Cooling Off Period in VIC

It’s OK to change your mind on a property purchase. That’s the purpose of a cooling off period, after all. But how can you terminate a contract during the given window? Simply follow these steps:

Consult a Solicitor

Before any hasty decisions, it’s prudent to liaise with your solicitor. They’ll provide clarity on your position and potential repercussions.

Submit a Written Notice

If you’re resolute about retracting, formally notify the seller’s agent in writing. Be sure it’s done before the cooling-off period ends.

Be Aware of Penalties

Be prepared for a minor financial hit. As mentioned, cancelling during the cooling off period in VIC might mean parting with 0.2% of the purchase price. It’s a small price for a change of heart.

Let Cooling Off Period Help Kickstart Your Real Estate Journey

Ready to take the next step toward your dream home? Contact brokers today, and let’s start your journey toward financial security and homeownership excellence. We’re excited to be a part of your story!

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